/* Associated ID, associatedid.com Phase 2, WO-40 v3 (v2 + round-2 brief v3: crop-to-ink wordmark, three new pages, live contact form restyled). Brand guide v2.4: Option A palette, Inter. WO-44 v5 R1: one shared 900 px content column for every section (the inner max-widths of v3/v4 removed). */

@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url("/assets/fonts/Inter-Regular.otf") format("opentype")}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url("/assets/fonts/Inter-Medium.otf") format("opentype")}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url("/assets/fonts/Inter-SemiBold.otf") format("opentype")}
@font-face{font-family:"Inter";font-style:normal;font-weight:700;font-display:swap;src:url("/assets/fonts/Inter-Bold.otf") format("opentype")}

:root{
  --navy:#0A1628;
  --navy-2:#0E1F35;
  --teal:#0891B2;
  --signal:#0a8fb8;
  --slate-blue:#3d5a80;
  --white:#FFFFFF;
  --porcelain:#F5F7FA;
  --slate:#334155;
  --line-light:rgba(255,255,255,.14);
  --line-dark:rgba(10,22,40,.12);
  --maxw:900px; /* v5 R1: the shared content column, all five pages, every section */
  --pad:24px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{font-family:"Inter",Helvetica,Arial,sans-serif;font-size:18px;line-height:1.6;color:var(--slate);background:var(--white);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
a:focus-visible,button:focus-visible{outline:2px solid var(--teal);outline-offset:3px}
img,svg{display:block}
/* v5 R1: no per-element max-width; prose fills the shared column */

/* One container for header, hero, sections, footer: content column = --maxw (900 px), the padding sits outside it */
.wrap{max-width:calc(var(--maxw) + 2 * var(--pad));margin:0 auto;padding:0 var(--pad)}

/* Type scale (brief 6.3): h2 28, h3 20, body 18/1.6 */
h1{font-weight:600;letter-spacing:-.02em;line-height:1.1;color:var(--white)}
h2{font-size:28px;font-weight:600;line-height:1.25;letter-spacing:-.015em;color:var(--navy)}
h3{font-size:20px;font-weight:600;line-height:1.35;color:var(--navy)}
.on-navy h2,.on-navy h3{color:var(--white)}
.on-navy p{color:rgba(255,255,255,.86)}
.kicker{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.lead{font-weight:600;color:var(--navy)}
.on-navy .lead{color:var(--white)}

/* Buttons */
.btn{display:inline-block;font-size:16px;font-weight:600;line-height:1;padding:15px 24px;border-radius:8px;background:var(--teal);color:var(--white);border:1px solid var(--teal);transition:background .15s,border-color .15s}
.btn:hover{background:#0a9fc4;border-color:#0a9fc4}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.3);color:var(--white)}
.btn-ghost:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.5)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* Header */
.site-header{background:var(--navy);border-bottom:1px solid var(--line-light);position:relative;z-index:20}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:96px}
.brand{display:block}
.brand img{width:276px;height:auto} /* v4 R2: crop-to-ink asset (viewBox 82 125.25 434.75 40.5); box = ink, 276 x 25.7 px; cap height of A = 37.83 x (276 / 434.75) = 24.0 px */
.nav-links{display:flex;align-items:center;gap:32px}
.nav-links a{font-size:15px;font-weight:500;color:rgba(255,255,255,.82);white-space:nowrap}
.nav-links a:hover{color:var(--white)}
.nav-links a.btn{color:var(--white);font-size:15px;padding:12px 18px}
.nav-links a.btn:hover{color:var(--white)}
.menu-btn{display:none;width:48px;height:48px;border:1px solid rgba(255,255,255,.3);border-radius:8px;background:transparent;cursor:pointer;align-items:center;justify-content:center}
.menu-btn svg{width:22px;height:22px}
.menu-btn .ic-close{display:none}
.menu-btn[aria-expanded="true"] .ic-open{display:none}
.menu-btn[aria-expanded="true"] .ic-close{display:block}

/* Hero */
.hero{background:var(--navy);color:var(--white);position:relative;overflow:hidden}
.hero-inner{padding:96px 0 104px}
.hero h1{font-size:64px;margin-bottom:28px}
.hero p{font-size:20px;line-height:1.6;color:rgba(255,255,255,.86)}
.hero .btn-row{margin-top:40px}
.hero .tagline{font-size:16px;font-weight:500;color:rgba(255,255,255,.72);margin-bottom:22px}
.hero.hero-you h1{font-size:40px;line-height:1.25;font-weight:600}

/* Sections */
.section{padding:88px 0}
.section.navy{background:var(--navy)}
.section.porcelain{background:var(--porcelain)}
.section-head{margin-bottom:28px}
.section-head h2{margin-bottom:18px}
.prose p + p{margin-top:20px}
.prose h3{margin:36px 0 10px}
.prose h3:first-child{margin-top:0}

/* Why Associated ID: four claims in two columns, no card outweighs the heading */
.claims{display:grid;grid-template-columns:1fr 1fr;gap:40px 56px;margin-top:40px}
.claim{border-top:1px solid var(--line-dark);padding-top:20px}
.claim h3{margin-bottom:8px}

/* How it works: step thread graphic (home: four steps; /you: three steps, R2). R3: node 62 px, dot 24, check 42, icon 72 */
.how .section-head{margin-bottom:56px}
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:none}
.steps.steps-3{grid-template-columns:repeat(3,1fr)}
.step{display:flex;flex-direction:column}
.rail{display:flex;align-items:center;height:62px}
.rail .conn{flex:1 1 0;height:5px;width:auto;min-width:0}
.conn-1 rect{fill:url(#g-h-1)}.conn-2 rect{fill:url(#g-h-2)}.conn-3 rect{fill:url(#g-h-3)}.conn-4 rect{fill:url(#g-h-4)}
.conn-5 rect{fill:url(#g-h-5)}.conn-6 rect{fill:url(#g-h-6)}.conn-7 rect{fill:url(#g-h-7)}.conn-8 rect{fill:url(#g-h-8)}
.rail .node{flex:0 0 auto;width:62px;height:62px}
.rail .dot{flex:0 0 auto;width:24px;height:24px}
.rail .check{flex:0 0 auto;width:42px;height:42px;margin-left:2px}
.step-body{padding:28px 28px 0 28px}
.step:first-child .step-body{padding-left:0}
.step:last-child .step-body{padding-right:0}
.icon{width:72px;height:72px;margin-bottom:22px}
.step p{font-size:18px;color:rgba(255,255,255,.86)}

/* For people and agents */
.agents-link{display:inline-block;margin-top:18px;font-weight:600;color:var(--teal);border-bottom:2px solid var(--teal);padding-bottom:2px}
.agents-link:hover{color:var(--navy);border-color:var(--navy)}

/* CTA */
.cta{background:var(--navy)}
.cta p{font-size:22px;line-height:1.5;color:var(--white)}
.cta .btn-row{margin-top:32px}

/* v3: /institutions hero (no h1 in the copy set beyond the page name) and the figures, applies and prose-list patterns */
.hero.hero-page h1{font-size:40px;line-height:1.25}
.hero.hero-page .hero-lead{font-size:22px;line-height:1.55}
.figures{display:grid;grid-template-columns:repeat(3,1fr);gap:40px 48px;margin-top:40px}
.figure{border-top:1px solid var(--line-dark);padding-top:20px}
.figure p{font-size:18px}
/* v6 R4: two-line lockup. Line 1 kicker (0.9 rem, muted, uppercase; the empty kicker still reserves its line so the three figure lines share one baseline). Line 2 the figure, never wraps. */
.figure .fig-kicker{display:block;min-height:calc(.9rem * 1.4);font-size:.9rem;line-height:1.4;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:rgba(51,65,85,.72);margin-bottom:6px}
.figure .fig{display:block;white-space:nowrap;font-size:34px;line-height:1.15;font-weight:600;letter-spacing:-.02em;color:var(--navy);margin-bottom:12px}
.figures-note{margin-top:32px;font-size:15px;color:var(--slate)}
.applies{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:28px 56px;margin-top:40px}
.applies li{border-top:1px solid var(--line-dark);padding-top:18px}
.applies .lead{display:block;margin-bottom:6px}
.how .after-steps{margin-top:56px}
.how .after-steps p{color:rgba(255,255,255,.86)}

/* v3: /agents article, claims lists, byline */
.hero.hero-agents .steps{margin-top:48px}
.hero.hero-agents .btn-row{margin-top:56px}
.byline{font-size:15px;font-weight:500;letter-spacing:.02em;color:var(--teal);margin-bottom:28px}
/* v5 R1: .article fills the shared column */
.article p + p{margin-top:20px}
.article h3{margin:44px 0 12px}
.article a{color:var(--teal);border-bottom:1px solid rgba(8,145,178,.4)}
.article a:hover{color:var(--navy);border-color:var(--navy)}
.claims-list{display:grid;grid-template-columns:1fr 1fr;gap:40px 56px;margin-top:32px}
.claims-list h3{margin-bottom:14px}
.claims-list ol{padding-left:24px}
.claims-list ol li{padding-left:6px}
.claims-list ol li + li{margin-top:14px}

/* v3 R2: /conversation, the live site's form (reference live-home-2026-10-18.html, #contactForm) restyled to this system */
.hero.hero-conversation .hero-inner{max-width:none}
.conv-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:start}
.conv-grid .hero-lead{font-size:22px;line-height:1.55;color:rgba(255,255,255,.86)}
.card{background:var(--navy-2);border:1px solid var(--line-light);border-radius:12px;padding:36px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:18px}
.field label{display:block;font-size:14px;font-weight:600;color:rgba(255,255,255,.86);margin-bottom:8px}
.field label span{color:var(--teal);margin-left:2px}
.field input,.field select,.field textarea{width:100%;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.2);border-radius:8px;padding:13px 14px;color:var(--white);font-family:inherit;font-size:16px;line-height:1.4;transition:border-color .15s,background .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);background:rgba(8,145,178,.1)}
.field select{appearance:none;-webkit-appearance:none;cursor:pointer}
.field select option{background:var(--navy);color:var(--white)}
.field textarea{resize:vertical}
.consent{display:flex;align-items:flex-start;gap:12px;font-size:14px;line-height:1.5;color:rgba(255,255,255,.72);margin-bottom:22px;max-width:none}
.consent input{margin-top:4px;flex:none;width:18px;height:18px;accent-color:var(--teal)}
.turnstile-wrap{margin-bottom:20px;min-height:65px}
.card .btn{width:100%;text-align:center;cursor:pointer;font-family:inherit}
.card .btn:disabled{opacity:.6;cursor:not-allowed}
.form-msg{display:none;border-radius:8px;padding:14px 16px;font-size:16px;line-height:1.5;margin-bottom:18px;max-width:none}
.form-msg.success{background:rgba(8,145,178,.16);border:1px solid rgba(8,145,178,.45);color:var(--white)}
.form-msg.error{background:rgba(220,38,38,.14);border:1px solid rgba(220,38,38,.35);color:#fecaca}
.form-msg.visible{display:block}

/* Footer */
.site-footer{background:var(--navy);border-top:1px solid var(--line-light);padding:48px 0 40px}
.foot-inner{display:flex;flex-direction:column;gap:22px}
.foot-inner img{width:221px;height:auto} /* v4 R2: crop-to-ink asset, 221 x 20.6 px, cap 19.2 px */
.foot-inner p{font-size:14px;line-height:1.6;color:rgba(255,255,255,.66);max-width:none}

/* Phone */
@media (max-width:900px){
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps.steps-3{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:760px){
  :root{--pad:20px}
  .nav-inner{height:84px}
  .brand img{width:276px;max-width:60vw;height:auto} /* v4 R2 phone: 276 px would be 71% of a 390 px viewport, so the 60vw cap scales it to 234 px (cap 20.4 px); menu button unchanged */
  .menu-btn{display:flex}
  .nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);border-bottom:1px solid var(--line-light);flex-direction:column;align-items:stretch;gap:0;padding:8px 0 16px}
  .nav-links.open{display:flex}
  .nav-links a{font-size:17px;padding:14px var(--pad)}
  .nav-links a.btn{margin:10px var(--pad) 0;text-align:center;padding:14px 18px}
  .hero-inner{padding:64px 0 72px}
  .hero h1{font-size:42px}
  .hero.hero-you h1{font-size:28px}
  .hero p{font-size:18px}
  .section{padding:64px 0}
  .claims{grid-template-columns:1fr;gap:28px}
  .cta p{font-size:20px}
  .hero.hero-page h1{font-size:30px}
  .hero.hero-page .hero-lead,.conv-grid .hero-lead{font-size:19px}
  .figures{grid-template-columns:1fr;gap:28px}
  .figure .fig{font-size:30px}
  .applies{grid-template-columns:1fr;gap:22px}
  .claims-list{grid-template-columns:1fr;gap:32px}
  .conv-grid{grid-template-columns:1fr;gap:40px}
  .card{padding:24px}
  .row{grid-template-columns:1fr;gap:0}
  .hero.hero-agents .steps{margin-top:36px}

  /* steps go vertical; the thread runs down the left */
  .steps,.steps.steps-3{grid-template-columns:1fr}
  .step{flex-direction:row;align-items:stretch}
  .rail{flex-direction:column;width:62px;height:auto;flex:0 0 62px;align-items:center}
  .rail .conn{width:5px;height:auto;flex:1 1 0;min-height:0}
  .conn-1 rect{fill:url(#g-v-1)}.conn-2 rect{fill:url(#g-v-2)}.conn-3 rect{fill:url(#g-v-3)}.conn-4 rect{fill:url(#g-v-4)}
  .conn-5 rect{fill:url(#g-v-5)}.conn-6 rect{fill:url(#g-v-6)}.conn-7 rect{fill:url(#g-v-7)}.conn-8 rect{fill:url(#g-v-8)}
  .rail .check{margin-left:0;margin-top:2px}
  .rail .conn-1,.rail .conn-3,.rail .conn-5,.rail .conn-7{flex:0 0 10px;min-height:0}
  .step-body{padding:0 0 40px 22px}
  .step .step-body{padding-top:8px}
  .step:first-child .step-body{padding-left:22px;padding-top:28px}
  .step:last-child .step-body{padding-bottom:0}
  .icon{width:64px;height:64px;margin-bottom:14px}
}
@media (max-width:400px){
  .hero h1{font-size:38px}
}